Zero down, interest only loans in a nutshell.

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...for fast, hassle-free, zero down, interest only loans.

Zero down interest only loans are currently very popular mortgage programs which
are available through a large number of mortgage lenders. There are exceptions as to
how they're structured, but they're typically offered as 80/20 or 70/30 combo loans...
which means there are two loans combined to achieve their 100% loan-to-value ratio.
Usually, the interest only option is available only on the first or larger loan. At 80 or
70 percent, this loan usually has an adjustable rate. While the smaller loan, at 20 or
30 percent is a fixed rate mortgage. And, it's typically 2.5 to 3.5 percent higher than
the first loan. The interest only option is available for a fixed period of time... very
often 5 years... afterwards it reverts to a full principal and interest payment. You don't
need to have great credit to qualify for one of these loans... just fair credit will do.

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Zero down, interest only loans in a nutshell.